With the occupational safety premiums from BG BAU, the employers' liability insurance association for the construction industry, you can save up to 50% if you invest in measures that make work safer. Commercial member companies of BG BAU with at least one employee and a BG contribution of 100 euros or more as well as entrepreneurs without employees but with voluntary insurance with BG BAU are eligible to apply. The maximum funding amount per calendar year is based individually on the levy contribution for the previous year's BG requirements. Smaller member companies of the BG have the option of saving up their subsidy amount for an occupational health and safety premium over several years. Funding is available for implemented measures that have not yet been subsidised by BG BAU if the relevant conditions are met. Measures are only subsidised in the year in which they were implemented/purchased and applied for. The invoice date of the current calendar and funding year is decisive.
New: now also non-contributory funding
Because workplaces at height and the lack of or inadequate safety equipment are responsible for many serious accidents at work, BG BAU now also offers its premium package for fall prevention as a non-contributory subsidy for occupational safety premiums. The maximum non-contributory subsidy amount is divided into three levels of 3,000 euros, 5,000 euros and 10,000 euros per calendar year. Each level is assigned successive funding conditions that must be fulfilled or implemented by the company. Here too, a funding rate of up to 50% per measure is possible.
A company can take advantage of both types of funding. Within the framework of non-contributory funding (premium package for fall prevention), occupational safety premiums may be subsidised at a higher rate than in the case of contribution-based funding. When investing in products or measures to prevent falls from a height, it may be worth comparing the two subsidy options. BG BAU lists the details on its website.
Eligible measures
Against falls from a height
- Construction stairs and scaffolding stairs: Funding per construction staircase 50% of the acquisition costs, max. 750 euros
- Stair flights for mobile working platforms: Funding per flight of stairs 50% of the acquisition costs, max. 500 euros
- Platform ladders and work platforms: Funding per platform ladder 50% of the acquisition costs, max. 500 euros
- Light platform ladders: Funding per platform ladder 50% of the acquisition costs, max. 250 euros
- Step glass cleaner ladders: Funding per stepped glass cleaner ladder 50% of the acquisition costs, max. 300 euros
- Step extension ladders: Funding per stepladder 50% of the acquisition costs, max. 300 euros
- Steps, work platforms and small platforms: Health and safety premium per measure 50% of the acquisition costs, max. 300 euros
- Ladder accessories to improve stability and ergonomics: 50% of the acquisition costs per ladder accessory, max. 100 euros
- One-person scaffolding: subsidy per one-person scaffolding with 3-T method 25% of the acquisition costs, max. 500 euros. Funding per one-person scaffold with system-integrated advanced side protection: 50% of the acquisition costs, max. 1,500 euros
All eligible measures, further details on eligibility requirements and application for occupational safety premiums can be found on the BG BAU website.
The information presented here has been carefully compiled but is not legally binding.
